Punta Gorda Homes under $400,000

Punta Gorda Homes under $400,000

Welcome to Punta Gorda, a hidden gem nestled in Charlotte County, Florida, where the charm of coastal living meets the warmth of a close-knit community. Known for its picturesque waterfront views and vibrant downtown, Punta Gorda offers an idyllic lifestyle for families, retirees, and everyone in between. With a rich history and a plethora of recreational activities, this delightful subdivision is the perfect place to call home.

One of the most appealing aspects of Punta Gorda is its diverse real estate market, including a fantastic selection of homes priced under $400,000. These affordable options allow you to embrace the Florida lifestyle without breaking the bank. Whether you’re searching for a cozy single-family home, a modern townhouse, or a charming villa, Punta Gorda has something for everyone. Many of these properties boast stunning views, spacious yards, and easy access to local amenities.

Living in Punta Gorda means enjoying a wealth of outdoor activities. With miles of scenic bike paths, beautiful parks, and access to the sparkling waters of Charlotte Harbor, residents can indulge in kayaking, fishing, and hiking. The vibrant downtown area is filled with delightful shops, restaurants, and cultural events, ensuring there’s always something to do.

In Punta Gorda, you’ll find not just a house, but a community where neighbors become friends and memories are made. Discover your dream home today and start living the life you’ve always envisioned in this beautiful Florida paradise!

Newest Punta Gorda Homes under $400,000

300 Tarpon Way, Punta Gorda
$320,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33950 Zip Code
100 FT OF SALTWATER CANAL FRONTAGE + UPDATED KITCHEN + 2019 ROOF + 2-CAR GARAGE! Welcome to 300 Tarpon Way, a spacious 2-bedroom, 2-bathroom waterfront home offering 1,818 sq ft of living space in the desirable Charlotte Park community of Punta Gorda. Situated on a 0.23-acre lot with approximately 100 feet of waterfront, this home offers direct access to the area’s waterways with a concrete seawall and dock. Important updates and highlights include a 2019 SHINGLE ROOF, 2017 WATER HEATER, UPDATED ELECTRICAL PANEL WITH GENERATOR HOOKUP, UPDATED KITCHEN, and 2-CAR GARAGE. The home is constructed of block and also features an interior laundry room, concrete seawall, and concrete dock. Step inside to an open and inviting floor plan highlighted by soaring cathedral ceilings, abundant natural light, and a spacious living and dining area. The living room features a masonry fireplace, while an expansive Florida room stretches across the rear of the home, providing additional living space and views toward the canal. A combination of tile, laminate, and carpet flows throughout the home. The updated kitchen features crisp white shaker-style cabinetry, stone countertops, stainless steel appliances, a stylish tile backsplash, and a breakfast bar overlooking the main living area. An adjacent dinette surrounded by windows provides the perfect spot for casual dining while enjoying views of the backyard and water. The generously sized primary suite includes a walk-in closet and private en-suite bathroom with a walk-in shower, stone-top vanity, and private water closet. The second bedroom is also impressively sized with a built-in closet, while the guest bathroom offers a tub/shower combination and stone-top vanity. Outside, the waterfront setting takes center stage. Approximately 100 feet of saltwater canal frontage, a concrete seawall, and concrete dock provide the opportunity to enjoy the Southwest Florida waterfront lifestyle right from your backyard. The spacious yard offers plenty of room to relax, entertain, or create your own outdoor retreat. Conveniently located in Punta Gorda with easy access to shopping, dining, boating, and everything Southwest Florida has to offer, 300 Tarpon Way combines generous living space, valuable updates, and waterfront living in one property. Schedule your private showing today!

300 Tarpon Way, Punta Gorda
214 W Grace Street, Punta Gorda
$299,000
4 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33950 Zip Code
Completely remodeled and move-in ready! This beautifully updated Punta Gorda home features a fresh, modern feel throughout, with thoughtful renovations and stylish finishes. Enjoy a bright and inviting layout, updated living spaces, and a newly replaced roof. Located in a desirable Punta Gorda area, this home offers the perfect blend of comfort, convenience, and charm! A wonderful opportunity for a buyer looking for a home that has been completely remodeled and is ready to enjoy!!!! Plenty of space to expand!! No HOA. Minutes to Downtown Punta Gorda, Marinas, Restaurants and Shops.

214 W Grace Street, Punta Gorda
6800 Golf Course Boulevard Unit P12, Punta Gorda
$185,000
1 Beds ⋅ 1 Baths ⋅ Punta Gorda SubDv. ⋅ 33982 Zip Code
Welcome to Water’s Edge Cooperative, a resident-owned 55+ community in Punta Gorda. This 2013 Chariot Eagle park model offers 1 bedroom and 1 bathroom and sits on an oversized private site. Step inside to a bright, inviting open-concept floor plan featuring bay windows, luxury vinyl flooring, and new 2023 roof. The spacious exterior deck provides the perfect spot to relax, enjoy the Florida sunshine, and entertain guests. Water’s Edge offers a relaxed Florida lifestyle with a private lake, pool and spa, clubhouse, fishing, dog park, and a variety of seasonal activities and social events. Conveniently located near downtown Punta Gorda, shopping, dining, medical facilities, outdoor recreation, and Punta Gorda Airport. Whether you’re looking for a seasonal escape, winter retreat, or a place to enjoy the Florida lifestyle, this property offers the perfect opportunity to make your own piece of Water’s Edge your home away from home. Come see for yourself and imagine your next chapter in sunny Punta Gorda!

6800 Golf Course Boulevard Unit P12, Punta Gorda
175 Kings Highway Unit A6 (aka #416), Punta Gorda
$100,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33983 Zip Code
Delightful FIRST FLOOR 2 Bedroom, 2 Bathroom condo unit at NEWPORT CONDOMINIUMS. This vacant unit is ready for you to move right in! This unit offers an open and split bedroom floor plan with Great Room, well equipped Kitchen, laundry closet with front loading washer and dryer and 14x8 screened porch with vinyl windows. The Kitchen features a breakfast bar, double sink and good counter and cabinet space and appliances include oven/range, dishwasher, disposal, built in microwave, refrigerator. The great room opens to the screened porch via sliding glass doors. The master bedroom suite features lanai access, a walk in closet and private bathroom with walk in shower. There is a generous sized guest bedroom with double closet and the guest bathroom has a tub/shower combination. A/C 3 years old, Washer and Dryer 2025....Hot Water Heater Feb 2026.....Luxury Vinyl Flooring. This is a wonderful community offering a large heated community pool, tennis courts, shuffleboard, grill area, clubhouse and more. The location is wonderful - minutes from Golf, shopping, dining, entertainment, I-75.

175 Kings Highway Unit A6 (aka #416), Punta Gorda
3140 Vessels Road, Port Charlotte
$364,700
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33980 Zip Code
This energy-efficient home built in 2023 sits on a spacious ¼-acre lot and offers plenty of storage along with valuable additional living space. The rear patio has been fully enclosed, adding approximately 400+ square feet of air-conditioned space with its own mini-split system—perfect for a bonus room, home office, entertaining area, or flexible living space. The kitchen features Euro-style cabinetry, abundant storage, deep pull-out drawers, and thoughtful cabinet features designed to maximize functionality. All major appliances will remain with the home, including the refrigerator, built-in microwave, oven, drop-in cooktop, washer, and dryer. Built with energy efficiency in mind, the home is well insulated, helping keep electric bills around $150 per month or less based on the sellers’ experience. The sellers are also willing to include the robotic lawn mower, providing an easy and economical way to maintain the generous yard. With its large lot, additional conditioned living space, excellent storage, energy-efficient construction, and included appliances, this home offers a comfortable and practical setup with features that can help keep everyday ownership costs manageable. Professional photos coming soon.

3140 Vessels Road, Port Charlotte
27050 Pelotas Drive, Punta Gorda
$289,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33983 Zip Code
Welcome to this charming, FULLY UPDATED home in the well known neighborhood of Deep Creek. NOT IN A FLOOD ZONE!!! As you approach the driveway, notice the large front lawn, two car garage, and screened in front door area for ultimate sun and bug protection! The metal roof (2024) completes the look and offers a welcoming yet durable aesthetic. As you step inside, neutral color walls and beautiful tile floors greet you and follow throughout every room. The kitchen has been fully remodeled and features new shaker cabinets, granite countertops complete with tile backsplash and stainless steel appliances. The living area off of the kitchen offers flexibility for a dining area as well as a good amount of space for your living room furniture. A large, enclosed sunroom can be used as more of an outdoor space or an extension of the living & dining space! The desirable split bedroom floorplan features your primary suite on one side of the home, and the additional two bedrooms on the opposite side. The primary suite has a fully updated bathroom attached with a granite countertop vanity, and beautiful walk in shower. A walk in closet makes this the most perfect little space. The additional bedrooms can be used as offices, flex spaces or traditional bedrooms. A second, updated bathroom is situated in between both of those bedrooms for ultimate convince. This home has so much appeal, all it is missing is it's new owner, make your showing appointment and come see it for yourself!

27050 Pelotas Drive, Punta Gorda
23113 Newcun Avenue, Port Charlotte
$279,950
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33980 Zip Code
GORGEOUS SINGLE FAMILY HOME 3 BEDROOM 2 BATHROOMS , 2 CAR GARAGE, CONCRETE HOME IS LOCATED ON A CENTRAL BEAUTIFUL AREA OF PUNTA GORDA/ PORT CHARLOTTE AREA. IF YOU LOVE SPACE THIS IS THE PERFECT HOME , 2,OOO SQFT PLUS UNDER A/C, NEW ROOF, NEW KITCHEN WITH SPACIOUS ISLAND AND NEW BATHROOM CABINETS WITH HIGH-END PRISTINE LIGHT COUNTERTOPS, NEW HIGH-EFFICIENCY TOILETS, THIS BEAUTY IS READY FOR A FAMILY.

23113 Newcun Avenue, Port Charlotte
4884 Duncan Road, Punta Gorda
$149,900
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33982 Zip Code
MOTIVATED SELLERS!! Enjoy comfortable Florida living in this updated 3-bedroom, 2-bathroom manufactured home located in the Pine Acres community of Punta Gorda. Featuring a bright, open floor plan and luxury vinyl flooring throughout, and Custom high end finish bathrooms with ceramic tile step in showers, this home offers a fresh and inviting space that is move-in ready. The eat-in kitchen features stainless steel appliances, updated countertops, under-cabinet lighting, and a tiled backsplash, providing both style and functionality. The primary bedroom offers a walk-in closet and private bathroom with a single-sink vanity, walk-in shower, and bidet. The split-bedroom floor plan places the 2 guest bedrooms on the opposite side of the home for added privacy, with built-in closets and a conveniently located guest bathroom nearby. An interior laundry room provides electric washer and dryer hookups for added convenience. Outside, enjoy the benefits of a 2022 metal roof, a backyard shed for additional storage, and a septic system that was pumped in 2026. Conveniently located with easy access to Punta Gorda Airport, I-75, and US-41, this home makes getting around Southwest Florida simple. Downtown Punta Gorda is also nearby, offering waterfront parks, dining, shopping, entertainment, and other local amenities. With its updated interior, practical features, and convenient location, this home is a great opportunity to enjoy the Southwest Florida lifestyle. INTERIOR FEATURES • 3 bedrooms • 2 bathrooms • Bright, open floor plan • Luxury vinyl flooring throughout • Split-bedroom floor plan • Built-in bedroom closets • Interior laundry room • Electric washer & dryer hookups KITCHEN FEATURES • Eat-in kitchen • Stainless steel appliances • Under-cabinet lighting • Tiled backsplash PRIMARY BEDROOM & BATH • Walk-in closet • Private bathroom • Single-sink vanity • Walk-in shower • Bidet OUTDOOR & ADDITIONAL FEATURES • Backyard shed • Carport • 2022 metal roof Conveniently located with easy access to Punta Gorda Airport, I-75, and US-41, this home makes getting around Southwest Florida simple. Downtown Punta Gorda is also nearby, offering waterfront parks, dining, shopping, entertainment, and other local amenities. Punta Gorda Airport is conveniently located just off I-75 and provides commercial air service to destinations throughout the country.

4884 Duncan Road, Punta Gorda
617 W Olympia Avenue, Punta Gorda
$395,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33950 Zip Code
Step into the Punta Gorda lifestyle at 617 W Olympia Avenue, a beautifully renewed 1950s home in the heart of Punta Gorda’s treasured Historic District, just three blocks from Gilchrist Park and Charlotte Harbor. Surrounded by mature tropical landscaping, this sparkling, move-in-ready home captures the character that makes historic Punta Gorda such a special place to live. Shell accents, a red-brick walkway and patio, established gardens and classic Florida architecture create a private, park-like setting that feels worlds away, yet downtown is right outside your door. Inside, approximately 1,250 square feet of living area blends original character with thoughtful updates. Terrazzo flooring meets extensive travertine tile, six-inch baseboards, crown molding and plantation shutters. The renovated kitchen features granite countertops, new soft-close cabinetry and stainless-steel appliances, while decorative and frosted glass doors bring additional character and natural light. The home offers two bedrooms, two beautifully updated baths and multiple living spaces, including a spacious family room opening through sliding glass doors to the outdoor living areas. Adding exceptional versatility is the attached approximately 11’7” x 22’6” finished garage/flex area, complete with tile flooring, air-conditioning vents, ceiling fan and window. Not included in the stated living area, this approximately 260-square-foot space offers exciting possibilities for an office, fitness room, studio, hobby space or potential third-bedroom configuration. One option could create an approximately 11’ x 17’ flex room while retaining approximately 11’ x 5’ of garage-accessible storage. Outside, this home truly embraces Florida living. A wooden pergola, red-brick patio, built-in seating, outdoor shower, gardening station, shell-covered backyard and lush tropical landscaping create your own private retreat. There’s even additional fenced parking for a boat, small RV or extra vehicles. A metal roof, electric hurricane shutters, rain gutters and low-maintenance landscaping add everyday convenience. And then there’s the reason people fall in love with living here. Walk three blocks to Gilchrist Park and Charlotte Harbor for a sunset, bike along the waterfront, head downtown for dinner, or simply come home and disappear into your own tropical garden. 617 W Olympia isn’t trying to recreate the charm of Old Florida. It’s part of it. A distinctive Punta Gorda home where terrazzo floors, tropical gardens and mid-century character meet the comfort and flexibility of today. You will love living here! Call today for a private tour.

617 W Olympia Avenue, Punta Gorda
15381 Orchid Drive, Punta Gorda
$230,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33955 Zip Code
No HOA, No Lot Rent! Let's GO! Welcome to your own slice of Florida living in Punta Gorda Heights! This 3-bedroom, 2-bath mobile home sits on approximately 1/2 acre with peaceful canal frontage, giving you plenty of space to spread out and enjoy the outdoors. Sip your morning coffee on the covered deck, unwind beneath the gazebo, or take advantage of the spacious yard for entertaining, gardening, pets, or future possibilities. A separate storage shed provides convenient space for tools, toys, and outdoor equipment. Best of all, you can enjoy a quiet, private setting while still being just approximately 6 minutes from I-75, making it easy to reach Punta Gorda, Port Charlotte, shopping, dining, and more. If you’ve been looking for waterfront, land, and room to enjoy the Florida lifestyle, this property is ready to welcome you home! Schedule your showing today!

15381 Orchid Drive, Punta Gorda
809 Burland Street, Punta Gorda
$189,900
2 Beds ⋅ 1 Baths ⋅ Punta Gorda SubDv. ⋅ 33950 Zip Code
Virtually Staged. Reduced! Welcome to this charming 2-bedroom, 1-bath home, offering 972 square feet of living space on a spacious .30-acre lot with a short walking distance to the local schools. You will appreciate the home's warmth and character, featuring original wood floors, abundant natural light, and an inviting atmosphere throughout. The additional study provides flexibility and is ideal for a home office, reading room, hobby space, or an additional bedroom. Outside, the generous .30-acre property offers plenty of room to enjoy the Florida lifestyle, whether you envision outdoor entertaining, gardening, or simply relaxing in your own private space. The shed provides additional storage on property. Conveniently located close to the airport, schools, and all the amenities that beautiful, coastal, Punta Gorda provides. Whether you're searching for a primary residence, seasonal getaway, or investment opportunity, this is a wonderful property with plenty of possibilities. Come see the charm for yourself!

809 Burland Street, Punta Gorda
28070 Sunset Drive, Punta Gorda
$99,990
2 Beds ⋅ 1 Baths ⋅ Punta Gorda SubDv. ⋅ 33955 Zip Code
This 2-bedroom, 1-bathroom home in Punta Gorda offers a unique opportunity for buyers looking for an affordable property with plenty of potential. The home features a functional layout with a spacious living room, dining area, kitchen, dedicated office/flex space, laundry room, and a large screened porch ideal for relaxing or entertaining. The property sits on a generous, tree-lined lot with a fenced yard, mature landscaping, covered outdoor areas, and additional space for storage or equipment. Inside, the home retains plenty of character with brick-style flooring, stone accents, wood paneling, and a traditional layout, while the existing condition provides an opportunity for a buyer to update and personalize the space to their taste. With its outdoor living areas, flexible floor plan, and desirable Punta Gorda location, this property could be a great option for a primary residence, seasonal home, or investment project.

28070 Sunset Drive, Punta Gorda
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