Cape Coral Homes under $400,000

Cape Coral Homes under $400,000

Welcome to Cape Coral, Florida, a vibrant and picturesque city nestled in Lee County, known for its stunning waterfront properties and laid-back lifestyle. With over 400 miles of navigable waterways, Cape Coral is a boater's paradise, offering quick access to the Gulf of Mexico and a plethora of outdoor activities. From fishing and kayaking to sun-soaked days on the beach, this community is perfect for those who crave an active lifestyle surrounded by nature’s beauty.

One of the most appealing aspects of Cape Coral is the diverse range of housing options available, particularly for those seeking homes under $400,000. This makes Cape Coral an attractive destination for first-time homebuyers, families, and retirees alike. You can find charming single-family homes, cozy villas, and even some waterfront properties, all at an affordable price point. Many of these homes feature modern amenities, spacious layouts, and beautiful outdoor spaces, perfect for enjoying the warm Florida sunshine.

As you explore this thriving community, you’ll discover a variety of local shops, dining options, and recreational facilities that cater to every lifestyle. The friendly neighborhoods and community spirit make Cape Coral not just a place to live, but a place to call home. Whether you’re looking for a serene retreat or a bustling family environment, Cape Coral has something for everyone. Don’t miss your chance to find your dream home in this beautiful slice of paradise—all without breaking the bank!

Newest Cape Coral Homes under $400,000

211 Nw 4th Place, Cape Coral
$343,000
3 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv. ⋅ 33993 Zip Code
Short Sale. Built in 2019, this well-maintained, single-story home offers 1,522 square feet of living space with 3 bedrooms, 2 bathrooms, a 2-car garage, and full front-and-back yard sprinkler systems.

211 Nw 4th Place, Cape Coral
918 Gleason Parkway, Cape Coral
$299,900
3 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv. ⋅ 33914 Zip Code
Welcome to this beautifully maintained, move-in-ready Cape Coral home, with major improvements already completed! Enjoy peace of mind with a metal roof installed in December 2022, impact-resistant windows and doors, newer A/C (2023), assessments in and paid, and a location NOT in a flood zone. Step inside to a bright, inviting open-concept floor plan with soaring cathedral ceilings and a desirable split-bedroom design. The spacious kitchen is the heart of the home, offering a 2026 refrigerator, a newer stainless steel dishwasher, additional stainless steel appliances, and an oversized island with plenty of room for entertaining, meal preparation, or casual gatherings. The updates continue throughout with modern ceiling fans, updated door hardware, updated bathroom vanities and fixtures, plus a newer washer and dryer. Outside, your private backyard retreat is ready to enjoy! Relax on the screened lanai or entertain on the extended paver patio, all surrounded by a 6-foot white vinyl privacy fence. A large shed provides additional storage or workshop possibilities. The irrigation system was recently serviced, and scheduled A/C maintenance has also been completed. For additional buyer confidence, the sale includes an existing survey, recent 4-point inspection, and wind mitigation report. Conveniently located with easy access to Downtown Cape Coral, Fort Myers, Southwest Florida International Airport, beaches, shopping, dining, entertainment, schools, and major roadways, this home combines valuable upgrades, comfortable Florida living, and an excellent central location. Metal roof, impact protection, newer A/C, paid assessments, a privacy-fenced backyard, and move-in ready condition — all that's missing is you! Schedule your private showing today. SWFL awaits you— what are you waiting for?

918 Gleason Parkway, Cape Coral
1310 Ne 4th Terrace, Cape Coral
$260,000
3 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv. ⋅ 33909 Zip Code
Get a BARGAIN! This home is being sold AS IS. You can inspect, but no credits after inspection will be given for condition. The bones of the home are good. There were former tenants who left the home in dissarray. It needs clearing out and consemtic rehab. Perfect for the flipper or investor who wants to put some work in. Call today to talk details and set up your showing. This won't last long at this price!

1310 Ne 4th Terrace, Cape Coral
1907 Se 6th Terrace, Cape Coral
$369,500
3 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv. ⋅ 33990 Zip Code
A tastefully updated and beautifully maintained 3-bed, 2-bath pool home in a convenient Cape Coral location - this home is priced to sell! Remodeled in 2022, you’ll find a gem that blends style, comfort, character, and thoughtful enhancements. The easy to maintain new(er) laminate flooring, 5-inch baseboards, crown molding, plantation shutters, and the split floor plan all say “welcome." Bright and cheerful cabinetry abounds in the kitchen offering tall, soft-close cabinetry with crown caps, soft-close doors and drawers, quartz countertops, a ceramic tile backsplash, a dedicated coffee and wet bar, and newer LG appliances. Refrigerator - 2025. The primary bedroom and ensuite have also been updated with barn door entry, fashionable, modern fixtures, crown molding, and a walk-in closet. The guest bathroom has also been updated with quality cabinets and quartz countertops. You'll enjoy the SW Florida lifestyle while overlooking your heated pool and garden-rich yard from the comfort of your expansive, stamped concrete lanai - providing additional and enjoyable outdoor living space. Gardening is a pleasure with raised flower beds, a fruit cocktail tree, and a lemon tree. The yard is fully fenced - a playground for children and/or pets. Need extra storage? A storage shed is already in place. Additional Upgrades Include: Roof with 3rd Nail for Insurance Savings - 2022 | AC - 2021 | AC Ductwork - 2023 | Repiped - 2021 | Electrical Panel? - 2021 | Hurricane Rated Garage Door - 2021 | Water Heater - 2025 | Lanai Cage Screens - 2023 | Pool Heater - 2026 | Pool Pump - 2022 | Plantation Shutters - 2022 | Fence - 2024 | Shed - 2024 | Barn Door - 2024. This home is move-in ready. It's not in a flood zone so flood insurance is required. All Cape Coral utilities are in place and all assessments are paid. Perfectly positioned just minutes from the Cape Coral Hospital, boutique and retail shopping, casual and fine dining are minutes away. Golf, boating, and everything Cape Coral has to offer is yours to be had. Let’s make this home – your home.

1907 Se 6th Terrace, Cape Coral
2327 Nw 37th Avenue, Cape Coral
$329,000
4 Beds ⋅ 3 Baths ⋅ Cape Coral SubDv. ⋅ 33993 Zip Code
**CASH ONLY** HOME DOES NOT HAVE A CO (Certificate of Occupancy), BUYER MUST OBTAIN A CO POST CLOSING** Bank-owned opportunity to finish a nearly complete new construction pool home in NW Cape Coral with no HOA. This never-occupied 4-bedroom, 3-bath home offers 2,107 square feet of heated living space on a split-bedroom, open-concept plan, plus a 2-car attached garage on a 0.23-acre lot. The block and stucco structure, shingle roof, impact glass windows and doors, and screened pool enclosure are complete, and much of the interior is already in: white shaker cabinetry, a large waterfall center island with pendant lighting, marble-look tile throughout, tray ceilings, and ceiling fans. The primary bath has a frameless glass walk-in shower, and French doors open to the covered lanai and an in-ground pool with a sun shelf. Remaining work includes HVAC, appliances, electrical trim-out, pool equipment and cleanup, well and septic close-out, and final inspections. Minutes to Coral Oaks Golf Course, the Burnt Store boat ramp, and Pine Island Rd shopping and dining. Priced accordingly and sold As-Is by the REO seller. Cash offers only.

2327 Nw 37th Avenue, Cape Coral
525 Se 35th Street, Cape Coral
$370,000
3 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv. ⋅ 33904 Zip Code
Brand-new roof and room to make it your own! Welcome to 525 SE 35th Street, a 3-bedroom, 2-bathroom Cape Coral home offering 1,366 square feet of easy, open living. The spacious floor plan flows effortlessly from the living and dining areas, making everyday life and entertaining a breeze, while the split-bedroom layout gives everyone their own private retreat. Step out to the screened lanai and start your mornings with coffee and Florida sunshine, or wind down in the evening with friends. The oversized 0.23-acre lot delivers a backyard with endless potential: add a pool, plant a garden, or simply spread out and enjoy the space. The big-ticket item is already done with a NEW ROOF, giving you peace of mind for years to come. A two-car garage and city water and sewer round out the list of must-haves. Located in Southeast Cape Coral just minutes from shopping, dining, schools, and major roadways, this home puts the best of Cape Coral right at your doorstep. Primary residence, seasonal escape, or smart investment, the possibilities are wide open. Schedule your private showing today before this one is gone!

525 Se 35th Street, Cape Coral
119 Nw 3rd Place, Cape Coral
$359,900
3 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv. ⋅ 33993 Zip Code
Virtually Staged. WOW! BETTER THAN NEW-MOVE-IN-READY WITH INCREDIBLE UPGRADES! WHY WAIT FOR NEW CONSTRUCTION WHEN THIS BEAUTIFULLY UPDATED 3-BEDROOM, 2-BATH HOME HAS IT ALL? FEATURING 1993 SQUARE FEET OF LIVING SPACE ON OVER A QUARTER-ACRE, FULLY FENCED WITH VINYL FENCING ON A CORNER LOT, THIS HOME SITS HIGH AND DRY AND IS READY FOR ITS NEW OWNERS! THE EXTENSIVE IMPROVEMENTS INCLUDE A 2023 METAL ROOF, 2021 CITY WATER AND SEWER , 2017 A/C AND A 2026 IRRIGATION SYSTEM WITH TIMER. THE HOME HAS BEEN FRESHLY PAINTED INSIDE , INTERIOR WALLS, CEILINGS, BASEBOARDS AND THE WHOLE EXTERIOR GIVING THE HOME A CLEAN, REFRESHED FEEL THROUGHOUT. THE OPEN FLOOR PLAN FEATURES A SPACIOUS GREAT ROOM, AN ADDITIONAL FORMAL DINING ROOM, HUGE OFFICE/DEN. KITCHEN HAS NEW GRANITE COUNTERTOPS, BRAND NEW OVEN WITH AIR FRYER .BOTH BATHROOMS HAVE BEEN RENOVATED. STYLISH LOW MAINTENANCE LUXURY VINYL PLANK FLOORING FLOWS THROUGHOUT THE HOME. SPLIT BEDROOM PLAN FOR PRIVACY AND ENTERTAINING. ADDITIONAL HIGHLIGHTS INCLUDE NEW BASEBOARDS, IMPACT FRENCH DOORS LEADING OUT TO A SCREENED IN PORCH UNDER ROOF WHERE YOU CAN RELAX IN THE PRIVATE FENCED BACK YARD. RING DOORBELL ADDS TO THE SAFTEY AND PEACE OF MIND. OUTSIDE, ENJOY THE FULLY FENCED VINYL YARD, PAVER ACCENTS AND BEAUTIFUL FLORIDA LANDSCAPING. A STOMPED-CONCRETE PAD AND SIDEWALK EXTEND TO THE BACK OF THE HOUSE, WHILE GRAVEL , SHELL ROCK PROVIDE PARKING FOR YOUR RV OR BOAT. BACKYARD IS BIG ENOUGH FOR A HUGE BOAT BEHIND FENCE ACCORDING TO CAPE CORAL CODE. EXTENDED DRIVEWAY PROVIDES AMPLE PARKING. 2-CAR GARAGE HAS PULL DOWN AWNINGS AND SIDE AWNINGS. HURRICANE SHUTTERS FOR WINDOWS! CONVENIENTLY LOCATED NEAR SAM'S CLUB, SHOPPING PLAZA, AND RESTAURANTS THIS HOME COMBINES MODERN UPDATES, FLEXIBLE LIVING SPACE AND OUTSTANDING OUTDOOR FUNCTIONALITY. SKIP THE WAIT, EXPENSE, AND HASSLE OF NEW CONSTRUCTION! THIS EXCEPTIONAL HOME IS READY FOR THE LUCKY BUYERS. SEEING IS BELIEVING SO SCHEDULE YOUR SHOWING TODAY!

119 Nw 3rd Place, Cape Coral
4240 Palm Tree Boulevard, Cape Coral
$359,900
3 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv. ⋅ 33904 Zip Code
Discover the perfect combination of comfort, style, and Florida living in the heart of highly desirable Southeast Cape Coral! Conveniently located just minutes from downtown Cape Coral and the exciting Bimini Basin redevelopment, this beautifully renovated property puts shopping, waterfront restaurants, entertainment, and outdoor activities within easy reach. Fully remodeled and move-in ready, this exceptional home features 3 bedrooms, 2 bathrooms, PLUS a private mother-in-law suite, ideal for extended family or visiting guests. Situated on an oversized corner lot, this property is fully fenced for added privacy, offering extra outdoor space to relax, entertain, and enjoy the Florida lifestyle. Step outside into your own private tropical retreat, featuring a sparkling swimming pool surrounded by a screened-in lanai, perfect for relaxing in the Florida sunshine, enjoying outdoor dining, or entertaining family and friends year-round. Inside, you’ll appreciate the beautifully updated living spaces, thoughtfully designed to provide a fresh, modern feel. With a new roof installed in 2022 and extensive renovations throughout, this home offers an excellent combination of quality, functionality, and style. Situated in an established neighborhood near the growing Cape Coral Downtown , this property offers the convenience of nearby dining, shopping, nightlife, and recreation while preserving the relaxing atmosphere of a residential community.

4240 Palm Tree Boulevard, Cape Coral
4137 Ne 14th Place, Cape Coral
$265,000
3 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv. ⋅ 33909 Zip Code
This well-maintained 3-bedroom, 2-bath residence in NE Cape Coral features a 2-car garage, brick paver driveway, and an inviting covered front entry. The bright, open living and dining spaces create a seamless flow for daily living and entertaining. The kitchen is equipped with stainless steel appliances, abundant counter space, and generous cabinetry storage. The primary suite offers a private sanctuary with an ensuite bathroom and spacious closet, accompanied by two guest bedrooms and a full secondary bath. Step outside to a lanai overlooking a large backyard with plenty of room to relax, garden, or build a custom pool. Additional features include an interior laundry room with washer/dryer hookups. Conveniently located near shopping, dining, and local parks—ideal for a primary residence or investment portfolio!

4137 Ne 14th Place, Cape Coral
2624 Sw 8th Court, Cape Coral
$359,900
3 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv. ⋅ 33914 Zip Code
Beautiful 3bed 2bath FULLY FENCED Home, built in 2020, 1,750sqft of living space, NO FLOOD ZONE, ALL ASSESSMENTS PAID, Kitchen boost a big ISLAND with QUARZ COUNTERTOPS, big Breakfast nook, PANTRY, stainless steel appliances, OPEN CONCEPT living, large Living room with sliding doors, spacious Master suite, DOUBLE VANITY, Huge walk in closet, laundry in Residents, split bedrooms, lanai under the truss, lots of room for your pets and future pool, PAVERS IN DRIVEWAY, very quiet neighborhood, Close to shopping, Restaurants and enjoyment

2624 Sw 8th Court, Cape Coral
2500 El Dorado Boulevard N, Cape Coral
$379,000
3 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv. ⋅ 33993 Zip Code
Beautifully Upgraded Florida Home with Private Heated Pool – Ready for Its New Owner! Discover the perfect combination of style, functionality, and peace of mind in this well-cared-for Florida residence. Offering 3 bedrooms, a versatile den, and 2 full bathrooms, this inviting single-family home is situated in a desirable NON-FLOOD ZONE and numerous improvements that make it an excellent place to call home. Inside, you’ll find a thoughtfully designed split-bedroom floor plan with attractive Bruce hardwood and tile flooring. Hurricane-resistant windows and doors provide added protection, while classic plantation shutters enhance the home's overall appeal and charm. The kitchen is equipped with stainless steel appliances, including a dishwasher approximately one year old, as well as a reverse osmosis filtration system installed in 2022. The primary bedroom serves as a comfortable retreat, featuring a walk-in closet, double vanity, luxurious jetted bathtub, and separate tiled shower. Enjoy outdoor living in your own backyard oasis! The private swimming pool features an electric heating system, while the screened-in lanai and newly installed fence create an ideal setting for entertaining guests, spending time with family, or simply unwinding in the Florida sunshine. Major improvements include a 2022 roof, solar energy panels, an in-ground propane-powered generator, and a recently installed hurricane-rated garage door. Other convenient features include an interior laundry room with washer and dryer, an ADT indoor security system, an automatic irrigation system, and a two-car garage. Schedule your showing today and discover everything this wonderful property has to offer!

2500 El Dorado Boulevard N, Cape Coral
1211 Nw 27th Pl, Cape Coral
$299,900
4 Beds ⋅ 2 Baths ⋅ Cape Coral SubDv. ⋅ 33993 Zip Code
Virtually Staged. Well-maintained 4-bedroom, 2-bathroom home situated on a desirable CORNER LOT in a quiet neighborhood. The property features tile flooring throughout, granite countertops in the kitchen and bathrooms, and a spacious primary bathroom shower with glass doors. Major recent upgrades include a NEW ROOF (2023), NEW A/C (2022), and a new water heater, water pump, and water system installed in 2024. The garage offers multiple shelving units and organizers, along with insulation in the attic and garage door, which may help improve energy efficiency.

1211 Nw 27th Pl, Cape Coral
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