Punta Gorda Homes under $500,000

Punta Gorda Homes under $500,000

Welcome to Punta Gorda, Florida – a charming coastal city that beautifully blends natural beauty with a vibrant community spirit. Nestled along the shores of Charlotte Harbor, Punta Gorda is renowned for its picturesque waterfront views, lush parks, and a rich tapestry of history. With its warm climate and abundant sunshine, it's no wonder that this gem of Southwest Florida has become a sought-after destination for those looking to embrace the laid-back Florida lifestyle.

One of the most appealing aspects of Punta Gorda is its diverse real estate market, particularly for homebuyers seeking properties under $500,000. Here, you can find a variety of options, from cozy single-family homes to modern townhouses, all designed to suit different tastes and lifestyles. Many of these homes boast stunning views of the water, access to boating, and proximity to local amenities, making them perfect for both retirees and families alike.

The community is vibrant and welcoming, with a calendar full of events that foster a strong sense of belonging. Explore the historic downtown area, where you can enjoy delightful shops, art galleries, and an array of dining options. For outdoor enthusiasts, Punta Gorda offers numerous parks, walking trails, and opportunities for fishing, kayaking, and biking.

Whether you're looking for a seasonal retreat or a permanent residence, Punta Gorda offers a unique blend of affordability, charm, and coastal living. Discover your dream home in this idyllic city and start enjoying the tranquil lifestyle that awaits you in Punta Gorda, Florida!

Newest Punta Gorda Homes under $500,000

2099 Peterborough Road, Punta Gorda
$397,900
3 Beds ⋅ 2 Baths ⋅ Deep Creek SubDv. ⋅ 33983 Zip Code
Virtually Staged. Enjoy the Florida lifestyle in this SPACIOUS 3-BEDROOM, 2-BATH, 2-CAR GARAGE POOL HOME ON AN EXPANSIVE 0.44-ACRE DOUBLE LOT in the desirable DEED-RESTRICTED COMMUNITY OF DEEP CREEK! NOT LOCATED IN A FLOOD ZONE! Mature palms, tropical landscaping, and a generous lawn create an inviting setting with room to garden, play, or simply enjoy the added space and privacy. Your PRIVATE FLORIDA RETREAT begins with a HEATED SWIMMING POOL EQUIPPED WITH A HEAT PUMP, an expansive screened enclosure, and a COVERED LANAI for morning coffee, outdoor dining, and relaxing in the shade. An EXTERIOR PAVER AREA offers the perfect spot for SUNBATHING OR BARBECUING, while ELECTRIC ROLL-DOWN SHUTTERS ON THE LANAI add convenience and storm protection. Major improvements include a NEW ROOF IN 2022, NEW A/C AIR HANDLER AND COMPRESSOR IN 2025, NEW POOL PUMP IN 2024, AND POOL RESURFACING IN 2019, plus exterior paint in 2025. Additional highlights include PUBLIC WATER AND SEWER, PUBLIC IRRIGATION WATER, STORM SHUTTERS, AND A HURRICANE-CODE GARAGE DOOR WITH HURRICANE BRACING INSTALLED. Inside, a welcoming foyer opens to a spacious COMBINED LIVING AND DINING ROOM, where pocketing sliding glass doors fill the space with natural light and open to the pool area for seamless indoor-outdoor living. The SPLIT-BEDROOM FLOOR PLAN also includes a separate family room and dinette, providing comfortable spaces to gather or unwind. Centrally located between the living areas, the GALLEY-STYLE KITCHEN features WHITE CABINETRY WITH CONTRASTING ACCENT TRIM, WARM-TONED COUNTERTOPS, A BREAKFAST BAR, AND A DOUBLE-BASIN SINK BENEATH A WINDOW. White appliances and tile flooring complete this practical, connected space. The SPACIOUS PRIMARY SUITE offers TWO WALK-IN CLOSETS and an ensuite bath. On the opposite side of the home, two guest bedrooms each feature a walk-in closet and share a full GUEST BATH THAT DOUBLES AS A POOL BATH, WITH DIRECT ACCESS TO THE POOL DECK. An INTERIOR LAUNDRY ROOM adds everyday convenience. Located in DEEP CREEK, SECTION 23, known for its SCENIC GREENBELTS, FRESHWATER LAKES, AND NATURAL SURROUNDINGS, this home keeps recreation close by. Enjoy the nearby 18-HOLE DEEP CREEK GOLF CLUB, a semi-private course open to the public with a driving range, putting green, and clubhouse dining. DEEP CREEK PARK offers PICKLEBALL, TENNIS AND BASKETBALL COURTS, A PLAYGROUND, AND PICNIC AREAS. Convenient access to I-75, shopping, dining, medical facilities, historic downtown Punta Gorda, Charlotte Harbor, and Southwest Florida’s Gulf Coast destinations completes the setting.

2099 Peterborough Road, Punta Gorda
16365 Willowgreen Road Unit 1522, Punta Gorda
$337,998
3 Beds ⋅ 2 Baths ⋅ Babcock Ranch SubDv. ⋅ 33982 Zip Code
MOVE-IN READY!! This two-story attached home is the largest plan in the collection. A two-car garage sits on the first floor, while upstairs is an open concept living space with sliding doors to the outdoor entertainment area. Also on the top floor are all three bedrooms, including the owner’s suite with a spa-inspired bathroom. Willowgreen at Babcock Ranch is moments from bustling Founder’s Square and Lake Babcock, offering an elegant selection of coach homes and relaxing outdoor amenities. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

16365 Willowgreen Road Unit 1522, Punta Gorda
16386 Willowgreen Road Unit 721, Punta Gorda
$467,344
3 Beds ⋅ 2 Baths ⋅ Babcock Ranch SubDv. ⋅ 33982 Zip Code
MOVE-IN READY!! This two-story townhome is the only plan in this collection to feature a private elevator. Found upstairs at the heart of the home is a spacious Great Room, which connects to the casual and formal dining areas, a modern kitchen and an attached lanai. Nearby is the serene owner’s suite with a private bathroom and outdoor access. Down the hall are two large bedrooms and a quiet study ideal for at-home work. Willowgreen at Babcock Ranch is moments from bustling Founder’s Square and Lake Babcock, offering an elegant selection of coach homes and relaxing outdoor amenities. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

16386 Willowgreen Road Unit 721, Punta Gorda
28494 Sweet Meadow Drive, Punta Gorda
$219,499
3 Beds ⋅ 3 Baths ⋅ Willow At Punta Gorda SubDv. ⋅ 33955 Zip Code
MOVE-IN READY!! Discover the enchanting community of Willow in Punta Gorda, where resort-style amenities and curated events meet effortless coastal living just minutes from Charlotte Harbor. This new two-story townhome features a smart layout designed to maximize space. On the first floor is an open-plan layout connecting a multifunctional kitchen, lovely dining area and welcoming Great Room, which features sliding glass doors to a patio that’s perfect for outdoor relaxation. Ideally situated upstairs are two secondary bedrooms and a tranquil owner’s suite complete with a private bathroom. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

28494 Sweet Meadow Drive, Punta Gorda
11226 Willowleaf Boulevard, Punta Gorda
$399,499
4 Beds ⋅ 3 Baths ⋅ Willow At Punta Gorda SubDv. ⋅ 33955 Zip Code
Under Construction. Discover the enchanting community of Willow in Punta Gorda, where resort-style amenities and curated events meet effortless coastal living just minutes from Charlotte Harbor. This new single-story home is perfect for gracious living and modern comfort. Two secondary bedrooms share a bathroom in the hall at the front of the home, while a third bedroom and the tranquil owner’s suite with a private bathroom are tucked away into rear corners. At the heart of the home is the open living area, which includes a kitchen, dining room and a spacious Great Room with a covered porch in the back. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only. Estimated delivery date is Nov/Dec 2026.

11226 Willowleaf Boulevard, Punta Gorda
28293 Green Grove Way, Punta Gorda
$269,499
3 Beds ⋅ 2 Baths ⋅ Willow At Punta Gorda SubDv. ⋅ 33955 Zip Code
Under Construction. Discover the enchanting community of Willow in Punta Gorda, where resort-style amenities and curated events meet effortless coastal living just minutes from Charlotte Harbor. This new single-story home is designed for easy, everyday living with a layout that flows naturally from arrival to relaxation. An open living room, dining area and kitchen create a connected hub at the heart of the home, ideal for gathering and entertaining. The owner's suite offers a private retreat with a walk-in closet and dedicated bath, while two additional bedrooms share a second bathroom. A covered lanai extends the living space outdoors. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only. Estimated delivery date is Jan/Feb 2027.

28293 Green Grove Way, Punta Gorda
11820 Crescent Creek Road, Punta Gorda
$229,499
3 Beds ⋅ 3 Baths ⋅ Willow At Punta Gorda SubDv. ⋅ 33955 Zip Code
Under Construction. MOVE-IN READY!! Discover the enchanting community of Willow in Punta Gorda, where resort-style amenities and curated events meet effortless coastal living just minutes from Charlotte Harbor. Designed to maximize comfort and grant ease of living, this new townhome features two stories of versatile space. On the first floor is an open-concept kitchen that melds into an intimate dining area and a welcoming Great Room. It extends further out into a patio perfect for relaxing moments in the fresh air. Upstairs is the tranquil owner’s suite with an attached bathroom and walk-in closet, while two secondary bedrooms are situated at the opposite end of the home for enhanced privacy. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

11820 Crescent Creek Road, Punta Gorda
11848 Featherstone Lane, Punta Gorda
$309,499
4 Beds ⋅ 3 Baths ⋅ Willow At Punta Gorda SubDv. ⋅ 33955 Zip Code
Under Construction. Discover the enchanting community of Willow in Punta Gorda, where resort-style amenities and curated events meet effortless coastal living just minutes from Charlotte Harbor. This expansive two-story home boasts a well-designed layout, featuring a first floor dedicated to shared living and entertaining. The open-concept design seamlessly connects the kitchen, dining room and family room, with sliding glass doors leading to the backyard. Upstairs, a spacious loft separates the three secondary bedrooms from the serene owner's suite. Completing the home is a convenient two-car garage. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only. Estimated delivery date is Dec 2026/Jan 2027.

11848 Featherstone Lane, Punta Gorda
3228 Purple Martin Drive Unit 111, Punta Gorda
$355,000
3 Beds ⋅ 2 Baths ⋅ Hibiscus 1 SubDv. ⋅ 33950 Zip Code
WATERFRONT CONDO IN PUNTA GORDA ISLES W/DEEDED DOCK SUITABLE FOR LARGER BOATS, SAILBOAT ACCESS & *PRIVATE GARAGE* - Enjoy refined coastal living in this beautifully maintained, **FULLY FURNISHED/TURNKEY**, first-floor, END-UNIT waterfront condo in Hibiscus I offering sailboat access to Charlotte Harbor and a wonderful canal basin view. With 3 beds/2 baths & over 1,500 sq ft of living space, this condo combines the ease of condo living with the benefit of having your boat docked just steps from your back door. Located at the end of a wide canal, the property offers a desirable eastern exposure and beautiful sunrise views. Inside, the condo features a bright, open layout w/spacious great room, formal dining area & well-appointed kitchen. Architectural details include crown molding, diagonal-set ceramic tile flooring in the main living areas & NEW carpeting in the bedrooms. Sliding glass doors connect the great room to the screened lanai, extending the living space outdoors. An extra window in the dining room provides additional natural light thanks to the end-unit location. The kitchen offers granite counters, raised-panel wood cabinetry, stainless steel appliances, center island, breakfast bar & ample storage. The spacious primary bedroom enjoys a canal view, private walk-out access to the lanai & an en-suite bath w/dual sinks, corner soaking tub & separate glass-enclosed shower. Two additional guest bedrooms provide room for visiting friends & family or flexibility for a home office/den. A full laundry area w/NEW HE washer & dryer is located within the unit. Offered TURNKEY FURNISHED & MOVE-IN READY, simply bring your clothes & toothbrush and you're home! Step out onto the 12x12 screened lanai & take in the canal basin view w/desirable eastern exposure—colorful sunrises, bright mornings & comfortable afternoon shade. Enjoy morning coffee overlooking the water or relax w/an evening cocktail. Unlike many waterfront condos, this first-floor unit offers walk-out access from the lanai to the backyard, deeded dock & community pool area. Boaters will appreciate the uniquely positioned deeded finger-slip dock. The ANGLED, CONCRETE DOCK can accommodate a larger-beam boat than many traditional condo slips, w/room for a boat up to a **16 foot beam**. Keep your boat close to home & enjoy sailboat access to Charlotte Harbor & beyond. Spend your days exploring some of the best fishing & boating SW Florida has to offer. Additional features include a detached one-car garage. Hibiscus I features a NEW METAL ROOF (2023) & a well-managed, pet-friendly association w/LOW CONDO FEES. Residents enjoy a waterfront swimming pool overlooking the canal basin—an ideal place to relax after a day on the water. Located minutes from historic downtown Punta Gorda, Fishermen's Village, waterfront parks, dining & shopping, this condo delivers the convenience of condo living paired w/a true boating lifestyle. Whether you're looking for a seasonal getaway or full-time Florida home, this turnkey condo is ready for you to start enjoying everything Punta Gorda has to offer. Schedule an appointment today. You won't be disappointed!

3228 Purple Martin Drive Unit 111, Punta Gorda
42320 Saddleback Trail, Punta Gorda
$469,000
3 Beds ⋅ 3 Baths ⋅ Babcock Ranch SubDv. ⋅ 33982 Zip Code
Water views, tile throughout, and just 0.3 miles to Founder’s Square and the new B Street dining and shopping district. Welcome to 42320 Saddleback Trail, an upgraded Rosewood floor plan in Lake Timber, the founding neighborhood of Babcock Ranch. This 2,220 sq ft home offers three bedrooms, three full baths, a den, and a two-car garage. A covered front porch leads into a foyer and an open great room. The kitchen features a large center island, upgraded cabinetry and backsplash, and water filtration to both the sink and refrigerator. Cohesive plank tile flooring runs through the entire home. Sliding glass doors open to an extended covered lanai with water views, privacy screens, and plenty of space to add a pool. The primary suite includes two walk-in closets, dual vanities, a soaking tub, and a walk-in shower. Both secondary bedrooms have their own en-suite bath, and the den works as a home office or study. Upgrades include custom wood closet shelving, extra shoe storage, a whole-house surge protector, Kevlar screened-in front entryway, video doorbell, MyQ app-enabled garage door, and an EV charging connection in the garage. Storm protection includes accordion hurricane shutters, an impact-rated front window, and metal roll-down hurricane shutters on the lanai. Lake Timber is an established neighborhood with one master association fee and no separate neighborhood HOA. Enjoy convenient access to SR 31 and I-75, connecting you to Fort Myers, Punta Gorda, and Naples. Residents can take advantage of Lake Timber Lodge, featuring a zero-entry pool and playground overlooking 80-acre Lake Timber, plus full access to Babcock Ranch’s master amenities and lifestyle events, nearby Publix, The Shoppes at Yellow Pine, The PKWY parks, miles of trails, Babcock Neighborhood School, and the future MidTown Marketplace. All within Babcock Ranch, “America’s first solar-powered town” and one of the nation’s top-selling master-planned communities, Lake Timber offers a connected lifestyle with everyday conveniences close to home.

42320 Saddleback Trail, Punta Gorda
3500 Mondovi Court Unit 111, Punta Gorda
$315,000
3 Beds ⋅ 2 Baths ⋅ Burnt Store Isles SubDv. ⋅ 33950 Zip Code
Welcome to Mondovi Bay Villas, a desirable condominium community in Burnt Store Isles, where comfort, convenience, and the Florida lifestyle come together! This spacious first-floor end-unit condo offers 3 bedrooms, 2 bathrooms, and approximately 1,596 square feet of living space. The desirable split-bedroom floor plan provides added privacy, while the end-unit location allows for an abundance of natural light. The kitchen features granite countertops and ample workspace, opening to the living and dining areas for easy everyday living and entertaining. Sliding glass doors lead to a screened lanai, the perfect spot to enjoy your morning coffee or unwind at the end of the day. The primary suite features a private bathroom and walk-in closet, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. Tile flooring throughout the main living areas provides both style and easy maintenance. Additional highlights include fresh interior paint, a newer stove and microwave, newer blinds, a convenient interior laundry closet, and a detached one-car garage just steps from the front door, providing secure parking and extra storage. Enjoy a relaxed, low-maintenance lifestyle with beautifully landscaped grounds and community amenities that include a swimming pool, separate spa, and pool pavilion with grilling and gathering areas. Whether you're relaxing poolside or enjoying the beautiful Southwest Florida sunshine, this community offers a wonderful place to call home. Conveniently located in Burnt Store Isles, you're just a short drive from historic downtown Punta Gorda, known for its waterfront parks, local restaurants, boutique shopping, art galleries, community events, and the popular Fishermen's Village waterfront destination. Enjoy easy access to boating, fishing, golf, shopping, and everyday conveniences while embracing the laid-back charm of Florida's Gulf Coast. Whether you're looking for a full-time residence, a seasonal retreat, or a low-maintenance Florida getaway, this beautifully refreshed Mondovi Bay Villas condo is ready to welcome you home!

3500 Mondovi Court Unit 111, Punta Gorda
3160 Matecumbe Key Road Unit 213, Punta Gorda
$195,000
1 Beds ⋅ 1 Baths ⋅ Keel Club Condo SubDv. ⋅ 33955 Zip Code
LOOKING FOR THE PERFECT RENTAL, INVESTMENT, OR PERSONIAL UNIT THAT NEEDS ABSOUTELY NO UPRGRADES YOU HAVE FOUND IT. THIS FIRST FLOOR UNIT IS SEVEN STEPS FROM YOUR LANAI TO THE POOL. NO STEPS OR ELEVATORS TO DEAL WITH AS IT IS A FIRST FLOOR UNIT. IT IS FULLY FURNISHED AND ACCESSORIZED ALL YOU NEED IS YOUR BATHING SUIT AND TOOTHBRUSH, OWNER SAYS HE WILL BUY THE TOOTHPASTE. THIS IS TRULY ONE OF THE MOST RENTABLE AND POPULAR UNITS IN THE MARINA. LOOK AT ALL THE OTHER UNITS IN THE KEEL CLUB FIRST AND YOU WILL AGREE WITH THE PREVIOUS STATEMENT.

3160 Matecumbe Key Road Unit 213, Punta Gorda
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