Gulf Cove Homes with Bay Front Water Frontage

Gulf Cove Homes with Bay Front Water Frontage

Welcome to Gulf Cove, a hidden gem nestled in the heart of Charlotte County, Florida. This charming subdivision offers a unique blend of serene coastal living and vibrant community spirit, making it an ideal place for families, retirees, and anyone looking to embrace the beauty of waterfront life.

Gulf Cove is renowned for its stunning homes with bay front water frontage, providing residents with breathtaking views and direct access to the tranquil waters of the Myakka River. Imagine waking up to the gentle sounds of lapping waves and the sight of sunrises painting the sky in vibrant hues. These waterfront properties are perfect for boating enthusiasts, anglers, and nature lovers alike, offering a lifestyle filled with outdoor adventures and relaxation.

The community of Gulf Cove is not just about the homes; it’s about the lifestyle. With nearby parks, walking trails, and recreational facilities, residents can enjoy a myriad of activities right at their doorstep. The friendly atmosphere fosters a sense of belonging, where neighbors become friends and community events bring everyone together.

Conveniently located, Gulf Cove offers easy access to local amenities, including shopping, dining, and entertainment options. The beautiful beaches of Charlotte County are just a short drive away, allowing you to soak up the sun and enjoy the Gulf Coast’s famous sunsets.

Whether you’re searching for your dream home or a peaceful retreat, Gulf Cove promises a lifestyle that combines the best of waterfront living with the warmth of a close-knit community. Come and experience the magic of Gulf Cove—where every day feels like a vacation!

Newest Gulf Cove Homes with Bay Front Water Frontage

4245 Spire Street, Port Charlotte
$1,785,000
6 Beds ⋅ 4 Baths ⋅ Gulf Cove SubDv. ⋅ 33981 Zip Code
TARPON SEASON STARTS AT YOUR OWN DOCK! This 6-bed, 4-bath Gulf Cove pool home sits on a quiet, private street along an extra-wide canal with direct access to the Myakka River, Charlotte Harbor, the Intracoastal, and the Gulf. It is minutes by boat to Boca Grande’s world-famous tarpon fishing and the Boca Sand Bar, and about 20 minutes by boat to Fisherman’s Village in Punta Gorda. BUILT FOR BOATERS: 75 ft of frontage, a concrete seawall, a private dock with 120V/220V shore power and fresh water, and a 20,000-lb boat lift under a 40-ft covered canopy. BUILT TO LAST: Full block construction, metal roof, 15kW generator, 500-gal propane tank, and 4,777 sq ft of high and dry cooled living space. Freshly painted inside and out. NO HOA. TWO COMPLETE LIVING LEVELS: Each level has its own kitchen, living space, and fireplace, ideal for guests, extended family, or multigenerational living. UPPER VIP LEVEL: The chef’s kitchen features Wolf appliances, a gas-cooktop island under a custom wood range hood, double wall ovens, a new custom fridge, solid wood cabinets with four floor-to-ceiling pantry pullouts, and granite counters. This level also offers a family room, dining room, large dinette, and water-view office. The luxury master suite has two walk-in closets and a spa-style bath with dual sinks, a soaking tub, and a walk-in dual shower. Two more bedrooms share a Jack-and-Jill bath. Front and rear balconies offer water and sunset views. GROUND LEVEL: A second full kitchen, a living room with a fireplace, a flex space, and 3 bedrooms with walk-in closets. The ground-level master’s adjoining bath opens to the pool lanai for easy entertaining. OUTDOORS: The screened lanai surrounds a heated saltwater pool and in-ground heated spa with water views, plus an outdoor shower. EXTRAS: New water heater, new Jandy pool pump, iAqualink 3.0, Sonos audio, security cameras, central vacuum, crown molding, high ceilings, irrigation, and low-maintenance landscaping. Oversized 2.75-car garage with home gym. Offered partially furnished. Community boat ramp, park, and fishing areas. A new park in the preserve across from the home is expected to open in Dec 2026, with trails, a beach, a fishing pier, and boat docks. The new pier and beach are about a one-mile walk away. Zoned for Myakka River Elem, L.A. Ainger Middle, and Lemon Bay High. Schedule your private showing today!

4245 Spire Street, Port Charlotte
2459 Dixon Terrace, Port Charlotte
$1,299,999
4 Beds ⋅ 2 Baths ⋅ Gulf Cove SubDv. ⋅ 33981 Zip Code
MYAKKA RIVERFRONT LUXURY*TIP LOT*HEATED POOL*SPA*DOCK*16,000 LB BOAT LIFT*EVERYTHING INCLUDED Experience luxury, tranquility, and the ultimate Florida waterfront lifestyle in this exceptional Myakka Riverfront home, perfectly positioned on a coveted tip lot with breathtaking water views and easy boating access to Charlotte Harbor and the Gulf of America.This home is offered fully turnkey, including all furnishings and décor. Simply move in and enjoy the Florida lifestyle! A 2023 composite cedar shake roof with a 50-year warranty, extra-wide paver driveway, 3-car garage with impact-resistant doors, and new interior and exterior paint welcome you home. Inside, modern tile flooring flows throughout the main living areas, while luxury vinyl plank flooring in the bedrooms provides style and easy maintenance. The open living and dining area features vaulted ceilings, abundant windows, and hurricane-rated skylights that fill the home with natural light. The beautifully upgraded kitchen offers soft-close wood cabinetry, granite countertops, recessed lighting, stainless steel appliances including a convection oven, and a custom glass-tile backsplash. A breakfast bar opens seamlessly to the spacious family room, highlighted by a cathedral ceiling and stunning natural stone wall surrounding the wood-burning fireplace. The desirable split-bedroom floor plan features four bedrooms and two baths. The private primary suite boasts two walk-in closets and sliding doors leading directly to the pool and waterfront. The spa-inspired primary bath features a custom walk-in shower with multiple shower heads, granite-topped dual vanity, and makeup desk. Three additional bedrooms are located on the opposite side of the home, along with a guest bath featuring a walk-in shower that conveniently doubles as a pool bath. One of the home’s most charming surprises is the “secret library,” a versatile space featuring a Murphy bed and offering flexibility to serve as an office, guest room, bonus room or quiet retreat. With direct access to the backyard, it offers the perfect setting to relax and take in the spectacular water views. Step outside to your own private waterfront oasis. The expansive outdoor living area features an oversized paver pool deck, large pool, hot tub, panoramic screening for uninterrupted water views, ceiling fans, and electric roll-down see-through hurricane shutters, creating an exceptional space for entertaining or enjoying Florida’s year-round lifestyle. Boaters will appreciate the 188-foot seawall, private dock, and 16,000-pound boat lift, providing an ideal setup for exploring the waterways and heading toward Charlotte Harbor and the Gulf. Additional features include a newer refrigerator and dishwasher, five sets of sliding doors, water softener, security system, hurricane-rated doors, impact-resistant windows and/or hurricane shutters, 2022 A/C, privacy fencing, and much more. Conveniently located near shopping, dining, medical facilities, and Major League Spring Training baseball stadiums, this home offers the perfect combination of peaceful waterfront living and convenient access to everything you need. And the best part? This exceptional home is being offered completely TURNKEY—everything stays! The furnishings, décor, appliances, and all the beautiful touches you see throughout the home are included, making this a truly effortless move-in-ready opportunity. Just bring your suitcase and start enjoying the Florida lifestyle!

2459 Dixon Terrace, Port Charlotte
6006 Gillot Boulevard, Port Charlotte
$359,900
3 Beds ⋅ 2 Baths ⋅ Gulf Cove SubDv. ⋅ 33981 Zip Code
ADDITIONAL LOT INCLUDED IN SALE at 14023 Fillmore Ave (402133356002)! This unique opportunity provides road-to-road access from Gillot Boulevard to Fillmore Avenue, giving you additional land and flexibility rarely found in Gulf Cove. With no deed restrictions and no mandatory HOA, you have the freedom to enjoy the property your way, plus a dedicated RV/boat pad for your recreational vehicles. Gulf Cove's voluntary property owners association offers the option to access the private community boat ramp and park, providing access to the Myakka River, Charlotte Harbor and the Gulf beyond. Turnkey furnishings are negotiable. This meticulously maintained pool home has been thoughtfully updated and cared for, with a roof replaced in 2020, windows replaced in 2021, HVAC replaced in 2019, hot water heater replaced in 2023, pool resurfaced in 2019, pool heater added in 2021, pool cage replaced in 2023 and a newer fence. The kitchen features quartz countertops, glass tile backsplash and newer stainless steel appliances, including a refrigerator replaced 2 years ago, stove replaced 1 year ago and dishwasher replaced 1 year ago. Additional improvements include an updated electrical panel with heavy-up for the pool heater and paver patio. Inside, warm finishes and tile flooring create an inviting Florida atmosphere. The spacious family room features a striking travertine wood-burning fireplace and multiple sliding glass doors that open to the covered lanai, sun patio and sparkling private pool. The primary bath has been updated, while the fenced yard provides additional privacy and includes a dog run. Gulf Cove is a riverfront community conveniently located near shopping, dining, golf, medical facilities, nature parks and some of Southwest Florida's most desirable beaches, including Boca Grande, Englewood Beach and Manasota Key. Enjoy boating, fishing and outdoor recreation while remaining close to the everyday conveniences you need. An additional lot, road-to-road access, RV/boat pad, private pool, extensive updates, optional community amenities and no deed restrictions make this a property with exceptional flexibility. Whether you're looking for a full-time residence, vacation getaway or investment property, turnkey furnishings are negotiable and this Gulf Cove home is ready to enjoy. Schedule your private showing today!

6006 Gillot Boulevard, Port Charlotte
2361 Risken Terrace, Port Charlotte
$679,000
3 Beds ⋅ 2 Baths ⋅ Gulf Cove SubDv. ⋅ 33981 Zip Code
Welcome to your tropical paradise, where immediate water access and a canal home await! Experience the allure of Gulf Access, featuring a boat lift and dock, and enjoy the freedom of living without an HOA. This turnkey property is fully furnished and ready to move in, offering a spacious 3-bedroom, 2-bathroom home with a large lanai, a heated pool, and solar panels to keep your electric bill low. Nestled on the picturesque Myakka River, this home offers breathtaking views of the river and easy access to the Charlotte Harbor and Gulf of America. As you step inside through the inviting front screen porch, you’ll be greeted by high ceilings and a spacious living area with a stunning view. Three sets of pocket sliders open up the space, allowing you to fully embrace the outdoors and soak in the natural beauty. The spacious owners’ suite boasts a private lanai and an en-suite bath with two walk-in closets, providing a serene retreat for relaxation. The living room and dining room feature sliding glass doors that seamlessly blend the indoor and outdoor spaces, creating a perfect ambiance for enjoying the Florida lifestyle. The kitchen is a culinary haven, equipped with modern stainless steel appliances, granite countertops, and a dining area for savoring your daily meals. The split floor plan offers ultimate privacy, allowing you and your guests or family members to retreat to your own quiet sanctuaries. In 2020, new granite floors were installed on the lanai, and in 2021, a charming outdoor seating area was added, perfect for enjoying the beautiful sunset views and the heated pool. This fully furnished home includes two additional Murphy beds, everything stays with you. Whether you’re fishing from your dock, embarking on a day of adventure on your boat, or simply relaxing and watching the stunning sunsets, this home offers the perfect blend of comfort and convenience. Don’t miss out on this desirable area of Gulf Cove Home! Located in a riverfront community bordered by the Myakka Forest and Myakka River, Gulf Cove offers a unique opportunity to experience the beauty of nature. Keep an eye out for manatees, dolphins, eagles, ospreys, deer, and rabbits, and enjoy the tranquility of the surrounding environment. Gulf Cove boasts a community boat ramp and park, and while there’s no mandatory HOA, there’s a voluntary one in place. For golf enthusiasts, several courses and country clubs are just a 5-6 minute drive away, while Englewood and Boca Grande Beach are within a 15-minute drive. This property is conveniently situated near local shopping, dining, hospitals, and other amenities. You’ll be just minutes away from your favorite destinations. Enjoy a short drive to I-75, where you can visit The Charlotte Sports Park, the home of the Tampa Bay Rays during their Spring Training.

2361 Risken Terrace, Port Charlotte
5226 Boyle Terrace, Port Charlotte
$169,000
Gulf Cove SubDv. ⋅ 33981 Zip Code
Gulf Access! Be just a short drive from the actively planned Bucee’s! Be close to Sunseeker Resort,Allegiant Air and local mall close some of the most beautiful beaches. This lot offers city Utilities at street.

5226 Boyle Terrace, Port Charlotte
2925 Vance Terrace, Port Charlotte
$1,500,000
Gulf Cove SubDv. ⋅ 33981 Zip Code
A truly extraordinary opportunity awaits with this one-of-a-kind 30± acre waterfront estate in one of Port Charlotte's most desirable coastal locations. Boasting approximately 1,225 feet of canal frontage along the scenic Myakka River, this remarkable property offers unmatched privacy, breathtaking natural beauty, and endless possibilities. Whether you envision creating a private family compound, luxury estate, equestrian retreat, recreational getaway, or exploring future development potential (subject to approvals), this expansive parcel provides the space and setting to bring your vision to life. Public records indicate the property encompasses approximately 30 acres with significant waterfront frontage. A private gated entrance and existing drive lead into a pristine landscape of mature pines, native palms, and Florida wildlife. The property features open clearings, scenic trails, wetlands, and abundant natural habitat, creating a peaceful sanctuary unlike anything else on the market. Multiple elevated areas provide potential homesites with picturesque views of the surrounding preserve and waterways. Surrounded by luxury waterfront homes yet offering exceptional seclusion, this rare property combines the best of both worlds—tranquil Old Florida living just minutes from shopping, dining, golf, marinas, Boca Grande beaches, and world-class boating and fishing. Enjoy kayaking, paddleboarding, birdwatching, beekeeping, hiking, ATV riding, or simply soaking in spectacular sunsets over the Myakka River from your own private oasis. Large contiguous waterfront tracts in this location are becoming increasingly scarce. Whether you're an investor, developer, conservation-minded buyer, or someone searching for an unparalleled waterfront retreat, this iconic property presents an exceptional opportunity to own one of Charlotte County's most unique land offerings. Don't miss your chance to secure this irreplaceable piece of Florida paradise.

2925 Vance Terrace, Port Charlotte
12397 & 12405 Mitchell Terrace, Port Charlotte
$350,000
Gulf Cove SubDv. ⋅ 33981 Zip Code
Paradise Awaits....Time to Start Planning your Florida Dream Home on this Double Waterfront Lot in one of the most sought after Waterfront Communities in Port Charlotte..... Gulf Cove is a peaceful residential community with optional HOA. If you choose to participate, a low yearly fee grants you permission to use the private boat ramp and private community park. This property offers 160 sf of waterfront access out to the Myakka River to the Gulf of America...Nearby water, sewer and electric.... Plenty to do in the area including: Boating & Fishing, Nature & Biking, Beach Hopping & Sunsets, Golfing, Dining & Local Events and more...Nearby beaches as close as 20 minutes away.... Time to Enjoy the Florida Lifestyle!! Build your Dream Home Now!! Plenty of local builders to help plan your New Florida Home...Call today...

12397 & 12405 Mitchell Terrace, Port Charlotte
4255 Spire Street, Port Charlotte
$899,000
4 Beds ⋅ 4 Baths ⋅ Gulf Cove SubDv. ⋅ 33981 Zip Code
Recently reduced to reflect our current market conditions so CLICK THE VIDEO TOUR UNDER THE PICTURE TO SEE THE DRONE FOOTAGE OF THE WATERWAY Then come see this Key West–Style Pool Home with Dock & Boat Lift and see how you can live the Florida waterfront lifestyle! Located on the quaint and off the path 4255 Spire Street, this beautifully renovated Key West–style home is set on an oversized waterfront lot in Gulf Cove, a boating and riverfront comunity on the Myakka River. A true boater’s dream, this home offers you your very own dock and lift—perfect for enjoying sunset cruises, fishing trips, and easy days on the water before coming home to jump in the saltwater pool to cool off. This spacious (over 2500 under air!) 4-bedroom, 4 bath residence offers the perfect combination of coastal charm, modern upgrades, and boating convenience. Once inside you will find beautiful wood flooring, French doors, and plantation shutters that bring warmth and character to the home. The thoughtful layout provides flexibility for family and guests alike, featuring two spacious bedrooms downstairs with 1 and a half baths, while the upper level includes an additional bedroom along with a very generous primary suit with a spacious bathroom with a stand alone Garden Soaking tub, seperate walk in shower, dual sinks and a window overlooking the street below. This home is full of standout features including a spiral staircase connecting the downstairs family room to the upstairs family room, adding a unique architectural feature and convenient access between the two living spaces. Outdoor living here is truly exceptional. Enjoy the heated saltwater pool with newer saltwater equipment for year-round swimming and entertaining. A motorized awning provide additional shade poolside if desired plus more than 50 high-end, color-changing LED landscape lights illuminating the palms and outdoor areas to set the mood, both remote controlled. There is an additional shed with electric for your tools, you will want the oversized garage with storage cabinets and extra work space for your boating gear, cars and toys! For boating enthusiasts, the home includes 90 feet of concrete seawall, a private dock, and a upgraded 10,000-lb boat lift with a new 12-foot canopy, making it easy to enjoy everything Southwest Florida waterways have to offer. A unique architectural feature is the walkaround deck that wraps from the front of the home to the back, designed as a walking balcony and previewing area, with stairs from both the front and rear of the home. No concerns for the Florida breeze ... All windows and sliders are impact glass for peace of mind and the home sits high and dry! Additional recent upgrades include ** Freshly painted exterior ** Driveway and sidewalks recently cleaned and sealed ** Downstairs A/C only 2 years old and the upstairs was replaced in 2021 ** Washer and dryer less than one year old with minimal use ** New garbage disposal ** New Irrigation system with wifi controls ** 50 plus Highend landscape lights with time control ** New landscaping in the back yard ** This beautifully maintained waterfront home offers privacy, style, and the ultimate Florida boating lifestyle. Call your agent today, this home is a one of a kind and you wont want to miss this opportunity! Everything stays outside of a few personal items and favorites.. ask agent for the list.

4255 Spire Street, Port Charlotte
12309 Mitchell Terrace, Port Charlotte
$135,000
Gulf Cove SubDv. ⋅ 33981 Zip Code
Discover the perfect canvas for your dream waterfront retreat. This standard-sized WATERFRTON lot offers stunning water views, 80-Feet of water frontage and direct access, ideal for building a custom home designed around peaceful living and outdoor enjoyment. Need a builder? Let us introduce you to reputable local builders. Whether you envision morning coffee overlooking the water or sunset evenings by the shore, this property delivers the lifestyle you’ve been dreaming of. Need a builder? Let us introduce you to reputable local builders. Gulf Cove has a voluntary HOA providing the community with year-round events and fundraisers, a family-friendly private waterfront park and playground complete with a pavilion and picnic tables for members, and a private property owner-maintained boat ramp. Conveniently located close to local shopping & boutiques, fine & casual dining, LIVE entertainment, and AWARD-WINNING BEACHES!!

12309 Mitchell Terrace, Port Charlotte
12420 Minot Avenue, Port Charlotte
$650,000
3 Beds ⋅ 2 Baths ⋅ Gulf Cove SubDv. ⋅ 33981 Zip Code
Welcome to your piece of Florida paradise! Located in the highly sought-after community of Gulf Cove. This property is a boater's dream! Open water access in a matter of minutes and with TENANTS already in place, this property offers immediate rental income potential. The home is centrally located near dining, shopping, and entertainment while also granting short access by boat or car to nearby beaches. Plus, no deed restrictions! This beautifully updated 3-bedroom, 2-bath pool home offers 2,275 square feet of luxury living with an open, airy layout and top-tier finishes throughout. From the moment you step inside, you’ll notice the sleek, staggered modern tile flooring that flows seamlessly through the home. The chef’s kitchen is truly a focal point, featuring soft-close cabinetry, granite countertops with an under-mount sink, breakfast bar, matching tile backsplash, and top-of-the-line built-in Whirlpool and Frigidaire stainless steel appliances—all designed to inspire both everyday meals and elegant entertaining. The kitchen is open to the Family Room on one side and the Living/Dining room on the other. Natural light fills the home through eight sliding glass doors, including four pocket sliders that create a seamless transition to the outdoors. Each bedroom offers generous space and walk-in closets, while the primary suite stands out with marble tile floors, dual vanities, a custom euro-glass shower, and spacious his-and-hers walk-in closets. Recent upgrades completed in 2019 and 2020 include a new roof, A/C system, updated electrical panel, all new interior doors and flooring, custom kitchen and bathroom cabinetry, granite countertops throughout, fresh baseboard trim, updated lighting, ceiling fans, faucets, and hardware. No detail was overlooked in bringing this home to life. The private pool area features a wet pebble edge finish, a resurfaced crushed quartz deck, and a screened lanai with a convenient pool bath. Step outside to a generous patio area, perfect for outdoor dining or relaxing in the Florida sunshine. With 84 feet of concrete seawall, there’s ample space to install your own dock and boat lift. Enjoy direct access to Charlotte Harbor—you're just minutes away from open water adventures! This location is as convenient as it is beautiful, with five regional airports within an hour’s drive—ideal for travel or hosting guests. Whether you're enjoying a quiet sunrise, a lively sunset gathering, or anything in between, this waterfront home offers the very best of Florida living.

12420 Minot Avenue, Port Charlotte
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